All About Commuter Benefits
Employee enrolls through his or her employer
Employee sets a monthly contribution amount
Employee pays for transit passes or vanpooling services using the Discovery Benefits debit card at over 10,000 terminal locations OR
Employee direct loads commuter funds onto a local transit authority smart card (in select cities)
The 2019 IRS monthly contribution limit for mass transit is $265/month. The 2020 IRS monthly contribution limit for mass transit is $270/month.
The 2019 IRS monthly contribution limit for parking is $265/month. The 2020 IRS monthly contribution limit for parking is $270/month.
Smart Card Integrations with Discovery SmartCommute™
Our Discovery SmartCommute™ program improves the ease of accessing commuter funds by allowing participants in select cities to load funds directly onto a specific transit authority’s smart card. By letting participants load their monthly pre-tax Commuter Benefits funds onto a smart card directly from their Discovery Benefits online account, they can easily access those funds during their commute.
Discovery SmartCommute™ currently offers direct load capabilities with the following transit authority smart cards and accounts:
- Chicago Ventra® Account
- San Francisco Clipper® Card
- Washington Metro Area Transit Authority (WMATA) SmarTrip® Card