All About Commuter Benefits
Employee enrolls through his or her employer
Employee sets a monthly contribution amount
Employee pays for transit passes or vanpooling services using the Discovery Benefits debit card at over 10,000 terminal locations OR
Employee direct loads commuter funds onto a local transit authority smart card (in select cities)
The 2020 IRS monthly contribution limit for mass transit is $270/month. The 2021 IRS monthly limit is also $270/month.
The 2020 IRS monthly contribution limit for parking is $270/month. The 2021 IRS monthly limit is also $270/month.
Smart Card Integrations with Smart Commute
Our Smart Commute program improves the ease of accessing commuter funds by allowing participants in select cities to load funds directly onto a specific transit authority’s smart card. By letting participants load their monthly pre-tax Commuter Benefits funds onto a smart card directly from their Discovery Benefits online account, they can easily access those funds during their commute.
Smart Commute currently offers direct load capabilities with the following transit authority smart cards and accounts:
- Chicago Ventra® Account
- San Francisco Clipper® Card
- Washington Metro Area Transit Authority (WMATA) SmarTrip® Card
- Atlanta Breeze® Card