OUR HSA CALCULATOR DOES THE MATH FOR HEALTH SAVINGS

Wondering what your health savings goal should be? Our custom HSA calculator helps you estimate how much to contribute toward your HSA each year, as well as your total projected HSA savings at retirement. Get started by clicking on the account type below and follow the steps to fill in your information and see your results.

INDIVIDUAL

Calculate your annual tax savings

Calculate your annual tax savings
X
That's ok, we've listed an average number for you to use, you can contact your financial advisor for your actual number.
22%
40%
X
This is the amount you have to pay before your insurance kicks in.
$0
$10,000
Examples include: Prescriptions, Lasik eye surgery and orthodontia.
View a complete list of eligible expenses.
$0
$10,000
Calculate >

Total amount to
save in your HSA

2500
This amount will cover
your annual anticipated
healthcare expenses.
This is the maximum amount allowed in an HSA annually. You should consider saving an additional $XX to cover your anticipated health care costs.

Tax savings for one year

750
Determine Your Health Savings Goal >
INDIVIDUAL

Step 3

In order to cover your anticipated annual healthcare cost, you must save $2,500 a year. HSA is a powerful savings program that can prepare you for healthcare costs at retirement. Determine what you should save now to prepare for the future.
$0
$100,000
X
This is the amount you expect to pull out of your HSA to pay for out-of-pocket expenses this year.
$0
$2,500
X
That's ok, we've listed an average number for you to use, you can contact your financial advisor for your actual number.
1%
10%
$0
$3,350
Calculate >

Total HSA savings
at retirement

2500
A conservative average total cost of healthcare at retirement is $115,000.
< Back one step

Please be advised that these projections are only estimates of tax information and savings. These estimates should not be assumed to be tax advice. Be sure to consult a tax advisor for any tax advice.