Simplify

FSA • HSA • HRA • COBRA • Transportation

We simplify all aspects of the administrative process for you and your clients.

We Reduce Administrative Expenses

Discovery Benefits simplifies all aspects of the administrative process. To make working with us a breeze, we offer:

  • Employer and employee web access

  • Online reporting & enrollment

  • Daily processing

  • Free direct deposit

  • All forms and communication materials

  • An interactive enrollment CD

  • A Benefits Debit Card

We stay current with regulatory changes, so employers don't have to. By working with us, employers free themselves from time-consuming plan liability tasks.

We Educate Employers and Participants

Discovery Benefits is available to conduct group meetings. An interactive enrollment CD is available for enrollment meetings, new staff orientation or as a quick resource for participants.

Employee and Employer Resource Guides are provided as a simple reference explaining how the flex plan works. And a tax savings calculator is provided on our Website for employees to calculate their tax savings

We Simplify Compliance

Discovery Benefits provides updated FSA plan documents and Summary Plan Descriptions as needed whenever there is a benefit design or regulation change. A signature ready 5500 form is provided for employers offering medical spending accounts.

We Offer Internet Access and Enrollment

Employees can do everything online. They can see their plan profile, card information, claim status/history, add dependents, see account balances, submit claims, monitor deposits and payment histories and access administrative forms all online. Employees can email Participant Services from the website. Online enrollment is available 24/7 during open enrollment periods.

Employers can access reports online, print forms, read plan information and email service requests to us on our website.

Our FSAs provide the following solutions and features:

  • Benefits Debit Card option

  • Free direct deposit

  • Daily processing of manual FSA claim submissions

  • Statements provided with each reimbursement check

  • Emailed direct deposit advice

  • Maximum two business day turnaround on eligible claim payments

  • Web enrollment and inquiry

  • Automatic claim rollover

  • Claims based funding — no reserve required

  • Plan Document and Summary Plan Description and updates as required

  • Signature ready Form 5500

  • Electronic transfer of employee demographic and contribution information

  • Electronic reporting

  • Spanish language enrollment forms