The Benefits Debit Card–
a quick, easy way to pay for eligible expenses.
Step 1: Use a Discovery Benefits Debit Card to pay for eligible services and products.
Payments are automatically withdrawn from your reimbursement account, so there are no out-of-pocket costs.
Step 2: Verify–or substantiate–your purchase (required by the IRS).
- Some merchants can provide all the IRS-required information right at the point of sale. Look for pharmacies and drug stores that have an Inventory Information Approval System (IIAS) or meet the IRS’ 90% rule.
- In some cases, a medical necessity form may be required when the expense is considered either a medical expense or a personal use item.
- Hang on to receipts in case you are later asked for verification of the purchase.
You will receive one card when you enroll. Request additional cards for your spouse and dependents 18 years of age or older for free.
Download the Participant Guide
Or, log into your account
Don’t use the card for amounts that still need to be processed by insurance, such as deductibles and coinsurance. When you receive your final statement from the provider showing insurance has paid, write your Discovery Benefits Debit Card number on the statement and mail it to your provider.