Employers - Consultants

Health Reimbursement Arrangement—
empower employees while saving money.

A health reimbursement arrangement (HRA) allows you to spend your health benefit dollars differently than traditional insurance arrangements. First, you purchase a less expensive high deductible health plan (HDHP) for employees. The money you save can be set aside (tax-free) in an HRA to pay for your employees’ minor eligible medical expenses.

An HRA lets you empower your employees while saving money. Coupled with your medical plan, it helps you combat the rising cost of health care, and allows you to budget long term. We can design one that works for both you and your employees.

A Discovery Benefits HRA will:

  • Reduce your health insurance costs
  • Promote a consumer-driven approach to your employee benefit plan
  • Empower your employees as health care consumers
  • Allow you to carry over funds year to year

We make it simple by providing:

  • One central secure spot for employers to manage administration  
  • A secure online resource for employees to manage accounts and check balances
  • Online enrollment, no paper applications or signature required
  • Full compliance with US Patriot Act requirements
  • Discovery Benefits Debit Card for eligible medical expenses
  • Free direct deposit
  • Online claim withdrawal
  • Daily processing of withdrawal requests
  • Customer service representatives available 6:00 a.m. to 9:00 p.m. CST M-F

Learn more about Discovery Benefits HRA
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